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Pinball Insurance

Nutty

Nutty

Registered
5Years
Joined
Oct 13, 2017
Messages
274
Location
Dorset
Hi

I wonder if anyone can help, I have just renewed my House insurance under Sainsburys underwritten by AXA I believe. I have Pins in a summer house but Sainsburys will only cover £3000 on out buildings contents, I have 4 pins probably around £10000+ value.

They told me that the building will cover the summerhouse (and House) up to £1 million.

So if the summer house and it contents are damaged by fire or flood they will pay out but not theft, theft will only be at the £3000 on the outbuilding.

My question is can I insure the pins separately, has anyone done this ? if so how much does it cost.

Cheers in advance.
 
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I contacted Ian a few weeks ago, he said they don't insure Pinball machines their own, only as part of home insurance. I ended declaring them as a specified item on my current house insurance so had to pay extra.

Has anyone had a Pinball machine stolen from their property?
 
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There was a story on here once where a guy ended up innocently buying a stolen (TOM?? maybe). Phil Palmer ended up gifting the guy a NIB Game of Thrones to compensate him.

Theft is less likely. Fire or flood on the other hand…………
 
Spandangler said:
There was a story on here once where a guy ended up innocently buying a stolen (TOM?? maybe). Phil Palmer ended up gifting the guy a NIB Game of Thrones to compensate him.

Theft is less likely. Fire or flood on the other hand…………
Click to expand...
I remember that, think it was stolen from a warehouse if I remember rightly, and it was a Tales of the Arabian Nights.
 
Sorry to derail:

MISSING (LOST/STOLEN) TOTAN!

Hi all, so the short version of this story is the transport company I use for storing/delivering has MISPLACED a TOTAN from their warehouse, they no longer have it! So I am assuming one of the workers there took it for a walk somewhere that it shouldn't have gone... So, I ask, if anyone has...
www.pinballinfo.com

TOTAN the final chapter

Well to cut a long story short, the missing TOTAN is back with its rightful owner! It was a stressful and emotional time for all parties involved and one we are all glad to see the back of. I got the call on Friday to say TOTAN was being collected this Tuesday (today) It was closure for me...
www.pinballinfo.com
 
Outbuilding cover is usually crap.

@ianw Is the man for many of us

Nfu is worth a try as they are used to farms/ outbuildings/ guns/ furs and generally weird stuff

Or you are into the higher net worth policies like hiscox and chubb but they are serious coin

Best bet is not to have them in a detached outbuilding if at all possible
 
Someone taking one is not likely unless they had a plan and knew you have them!

I would say I have seen many machines in flood situations.

Once had one customer who had 8 under water. About half way in the bottom cab..... That company paid for every game to be repaired, after giving the customer the option of 'new for old'.

Read the small print on any policy - a lot need you to name property over a certain value.

This can be a pain if you buy/sell a lot of games as you will be informing your insurance company all the time.

Keep serial numbers and photos!!!!!

The case above about the Totan is hardly a household theft. I can not think of one pinball machine I have ever heard being taken off a property.

You also need to look into the cover if you say take it to a show or lent out.....
 
Spandangler said:
There was a story on here once where a guy ended up innocently buying a stolen (TOM?? maybe). Phil Palmer ended up gifting the guy a NIB Game of Thrones to compensate him.

Theft is less likely. Fire or flood on the other hand…………
Click to expand...
Phil didn't gift him it, that was all a wind-up Gaz. Part of a long wind-up of Dreads if I remember rightly, and it suited Phil to go along with it and pretend to be some mega generous guy. But, nah...
 
esure can no longer renew my house insurance 'due to an upgrade of our internal system'. Seems a bizarre reason and they will inevitably lose a lot of business.

With esure I had to list my individual Pinball machines, which was a bit of a pain when I changed my line up as you get hit with the £20 'admin fee', unbelievable really when I'm trying to give them my business and not cancelling.

Anyway, got a quote from MoreThan and the only high value items you need to individually list are jewellery, watches, gold, silver and platinum. I specifically asked them about Pinball machines and they fall under general contents/valuables which is enough for my 2 Pins.
 
I have had this conversation many times with insurance people. They understand high value art, jewellery and antiques. They may even get like for like on electronics like TV’s.
Few of them understood a wooden box full of 90’s electronics, were a collectible item. They tell you don’t need to list them as they don’t fit a box.
I started to buy some art work, relating to DiscWorld novels and you could declare the value of these as there is a box. Then my premiums with these companies jumped up. Yet they are worth less than a NIB pin. Which led me to @ianw and his service which didn’t work out much more than expensive and covered them in an outhouse.
 
If you pin list is up to date, then they might be able to do a like for like for GZ and TB, their value is what a new one is worth in their minds. And if they are in the house then there is no outhouse issue either.
 
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